Nassau Remembrance Life (ICC18FEWL and 18FEWL) is issued by Nassau Life and Annuity Company (Hartford, CT). Nassau Life and Annuity Company is not licensed in CA, GA, MA, ME, MN and NY, but that is subject to change. Please
nassau.re/states for current information on company licensing. Phoenix Remembrance Life (ICC12FEWL and 12FEWL) is issued by PHL Variable Insurance Company) (Hartford, CT). PHL Variable Insurance Company is not authorized to conduct business in ME and NY.
Nassau Life & Annuity Company and PHL Variable Insurance Company are subsidiaries of Nassau Re.
Nassau Re® is a registered trademark by Nassau Reinsurance LLC.
Withdrawals are subject to ordinary income tax, and if taken prior to age 59½, a 10% tax penalty may also
Guarantees are based on the claims-paying ability of the issuing company
Product features, rider options and availability may vary by state. Please consult with a financial
representative regarding features and availability in your state
Administrative charge will apply upon rider election. The policy death benefit will be reduced when rider
is exercised. Rider benefits are not long-term care. See product brochure for additional details.
Guarantees are based on the claims-paying ability of the issuing company. Product features, rider options
and availability may vary by state.