Insurance Products: Not FDIC or NCUAA Insured, No Bank or Credit Union Guarantee. Product features, riders and availability may vary by state. For those products purchased through a financial professional,
consult him or her to determine state variations and restrictions or other conditions that may apply. Nassau Re and its insurers do not provide individual tax, financial or investment advice or act as a fiduciary in the
sale or service of insurance contracts. Please consult your personal tax or financial advisor for assistance. Guarantees are based on the claims-paying ability of the issuing company
Fixed indexed annuities, Nassau MYAnnuity and life insurance products are issued by Nassau Life and Annuity Company (Hartford,CT) and PHL Variable Insurance Company (Hartford, CT). Nassau Life and Annuity Company is not authorized
to conduct business in CA, GA, LA, MA, ME, MN and NY. PHL Variable Insurance Company is not authorized to conduct business in ME and NY. In New York, Nassau MYAnnuity is issued by Nassau Life Insurance Company (East Greenbush,
NY). Guarantees are based on the claims paying ability of the issuing company.
Nassau Life and Annuity Company, Nassau Life Insurance Company and PHL Variable Insurance Company are subsidiaries of Nassau Re.
The insurers are separate entities and each is responsible only for its own financial condition and contractual obligations.
Riders are optional and must be elected at issue. They involve an additional fee that is deducted annually from your contract value. Non-Security Status Disclosure - These contracts have not been approved or disapproved by
the Securities and Exchange Commission. The contracts are not registered under the Securities Act of 1933 and are offered and sold in reliance on an exemption therein.