Safe Harbor Term

Nassau Safe Harbor TermSM

Get the most out of life.

Nassau Safe Harbor Term — a term life insurance policy specifically helps families get the most out of life.

Term insurance is an effective way to protect your family and cover expenses like short and long-term debts, medical bills, and college tuition in the event of an unexpected death. Safe Harbor Term and Safe Harbor Term Express offer death benefit protection in periods of 10, 15, 20 or 30 years.

Both Safe Harbor Term products also include four living benefit riders1, offering additional flexibility and coverage for a number of unexpected events. These riders are available at no additional premium and offer protection for:

  • Critical Illness
  • Chronic Illness
  • Terminal Illness
  • Unemployment


1 Administrative charge will apply upon rider exercise. The policy death benefit will be reduced when rider is exercised. Rider benefits are not long-term care. See product brochure for additional details.

Important Disclosures

Payments and guarantees are based on the claims-paying ability of the issuing company.

Nassau Safe Harbor Term and Nassau Safe Harbor Term Express (ICC18NPTL or 18NPTL) are issued by Nassau Life and Annuity Company (Hartford, CT). In California, Nassau Life and Annuity Company does business as “Nassau Life and Annuity Insurance Company.” Nassau Life and Annuity Company is not licensed in MA, ME, MN and NY, but that is subject to change. Please see for current information on company licensing.

Nassau Life & Annuity Company is a subsidiary of Nassau Re.

These insurers are separate entities and each is responsible only for its own financial condition and contractual obligations.

Nassau Re® is a registered trademark by Nassau Reinsurance LLC.